Payout Fee Calculator — what you actually receive after fees
Work out what lands in your account after processing fees and FX margin. You enter your provider's rates; the math is done for you.
Everything runs in your browser. No data is uploaded or stored.
About this tool
Runs entirely in your browser: A calculator that turns an invoice amount and your provider's real fee structure into the amount you will actually receive.
It separates the three costs that eat an international payment: a percentage fee, a fixed per-transaction fee, and the FX margin baked into the exchange rate. You enter the rates your own provider charges, so the result reflects your situation rather than an out-of-date comparison table.
Use it to compare two payment methods honestly, or to price the fee into what you quote a client.
How to use it
- Enter the invoice amount.
- Enter your provider's percentage fee, fixed fee, and FX margin (find these in their pricing page or a past statement).
- Read the breakdown: total fees, the amount received, and the effective cost as a percentage.
Frequently asked questions
What is the FX margin?
The gap between the real mid-market exchange rate and the rate your provider gives you. It is usually the largest cost and is rarely shown as a fee, so enter it as a percentage if you know it.
Is my data sent anywhere?
No. The calculation runs entirely in your browser. Nothing is uploaded or saved.
Why do I enter the fees myself?
Because published rates change and vary by plan and corridor. A tool with hardcoded percentages would be wrong for most people and stale within months. Entering your own rates makes the result accurate for you.